Social leasing: renewal of the LOA for electric cars in 2025

Leasing social

Social leasing for electric carsthe innovative government initiative launched in 2024, is set to make a comeback in 2025. This measure, which has already enabled more than 50,000 French households to access electric mobility, will undergo some adjustments for its second edition. The Hire with Purchase Option (LOA) for electric vehicles, aims to democratise access to electric vehicles for the most modest households.

 

In this article, we'll explore what's new in social leasing for electric cars for 2025, the eligibility conditions, and the expected impact on the electric vehicle market in France. Whether you're interested in leasing electric cars or simply curious about developments in sustainable mobility, this analysis will provide you with all the essential information on this innovative scheme.

Table of contents

Find your future electric vehicle or charging point

BMW iX2 eDrive20

List price

46 990 €

(excluding bonuses)

Lease from

453 €

Per month, with no deposit for professionals

Range (WLTP) : 478 km

Acceleration (0 to 100 km/h): 8.6 sec

Fast charge (from 20 to 80%) : 30 minutes

Cupra Tavascan VZ

List price

46 990 €

(excluding bonuses)

Lease from

602 €

Per month, with no deposit for professionals

Range (WLTP) : 517 km

Acceleration (0 to 100 km/h): 5.6 sec

Fast charge (from 20 to 80%) : 28 min

VinFast VF 8 Plus Extended Range

List price

51 490 €

(excluding bonuses)

Lease from

473 €

Per month, with no deposit for professionals

Range (WLTP) : 447 km

Acceleration (0 to 100 km/h): 5.5 sec

Fast charge (from 20 to 80%) : 32 min

Mini Countryman E

List price

41 330 €

(excluding bonuses)

Lease from

564 €

Per month, with no deposit for professionals

Range (WLTP) : 462 km

Acceleration (0 to 100 km/h): 8.6 sec

Fast charge (from 20 to 80%) : 29 min

fiat e ducato profil

Fiat E-Ducato 79 kWh

List price

63 240 €

(excluding bonuses)

Lease from

988 €

Per month, with no deposit for professionals

Range (WLTP) : 283 km

Fast charge (from 20 to 80%) : 78 min

fiat e scudo profil

Fiat E-Scudo 50 kWh

List price

0 €

(excluding bonuses)

Lease from

645 €

Per month, with no deposit for professionals

Range (WLTP) : 220 km

Acceleration (0 to 100 km/h): 12.1 sec

Fast charge (from 20 to 80%) : 26 min

mercedes esprinter fourgon gris

Mercedes eSprinter Van 35 kWh

List price

75 972 €

(excluding bonuses)

Lease from

655 €

Per month, with no deposit for professionals

Range (WLTP) : 153 km

Acceleration (0 to 100 km/h): 11 sec

Fast charge (from 20 to 80%) : 26 min

citroen e berlingo van 3/4

Citroën ë-Berlingo Van 50 kWh

List price

40 440 €

(excluding bonuses)

Lease from

599 €

Per month, with no deposit for professionals

Range (WLTP) : 275 km

Acceleration (0 to 100 km/h): 9.7 sec

Fast charge (from 20 to 80%) : 26 min

Hyundai Inster Standard Range

List price

25 000 €

(excluding bonuses)

Lease from

298 €

Per month, with no deposit for professionals

Range (WLTP) : 300 km

Acceleration (0 to 100 km/h): 11.7 sec

Fast charge (from 20 to 80%) : 29 min

Opel Frontera 44 kWh

List price

29 000 €

(excluding bonuses)

Lease from

491 €

Per month, with no deposit for professionals

Range (WLTP) : 305 km

Acceleration (0 to 100 km/h): 12.1 sec

Fast charge (from 20 to 80%) : 32 min

Alpine A290 Electric 180 hp

List price

38 700 €

(excluding bonuses)

Lease from

630 €

Per month, with no deposit for professionals

Range (WLTP) : 380 km

Acceleration (0 to 100 km/h): 7.4 sec

Fast charge (from 20 to 80%) : 33 min

Fiat Grande Panda 44 kWh

List price

24 900 €

(excluding bonuses)

Lease from

430 €

Per month, with no deposit for professionals

Range (WLTP) : 320 km

Acceleration (0 to 100 km/h): 12 sec

Fast charge (from 20 to 80%) : 32 min

BMW i5 Touring eDrive40

List price

0 €

(excluding bonuses)

Lease from

890 €

Per month, with no deposit for professionals

Range (WLTP) : 560 km

Acceleration (0 to 100 km/h): 6.1 sec

Fast charge (from 20 to 80%) : 26 min

Tesla Model 3 Long Range Powertrain

List price

44 990 €

(excluding bonuses)

Lease from

587 €

Per month, with no deposit for professionals

Range (WLTP) : 702 km

Acceleration (0 to 100 km/h): 5.3 sec

Fast charge (from 20 to 80%) : 20 min

Mercedes EQE 300

List price

69 900 €

(excluding bonuses)

Lease from

0 €

Per month, with no deposit for professionals

Range (WLTP) : 647 km

Acceleration (0 to 100 km/h): 7.3 sec

Fast charge (from 20 to 80%) : 33 min

BMW i4 eDrive35

List price

57 550 €

(excluding bonuses)

Lease from

607 €

Per month, with no deposit for professionals

Range (WLTP) : 483 km

Acceleration (0 to 100 km/h): 6 sec

Fast charge (from 20 to 80%) : 32 min

Renault 4 E-Tech 40kWh 120hp

List price

29 990 €

(excluding bonuses)

Lease from

448 €

Per month, with no deposit for professionals

Range (WLTP) : 322 km

Acceleration (0 to 100 km/h): 9.2 sec

Fast charge (from 20 to 80%) : 32 min

Citroën ë-C4 54 kWh

List price

35 800 €

(excluding bonuses)

Lease from

0 €

Per month, with no deposit for professionals

Range (WLTP) : 415 km

Acceleration (0 to 100 km/h): 10 sec

Fast charge (from 20 to 80%) : 29 min

Volvo EX30 Single Motor ER

List price

43 300 €

(excluding bonuses)

Lease from

436 €

Per month, with no deposit for professionals

Range (WLTP) : 480 km

Acceleration (0 to 100 km/h): 5.3 sec

Fast charge (from 20 to 80%) : 28 min

Volkswagen iD.3 Pro S

List price

42 990 €

(excluding bonuses)

Lease from

0 €

Per month, with no deposit for professionals

Range (WLTP) : 549 km

Acceleration (0 to 100 km/h): 7.9 sec

Fast charge (from 20 to 80%) : 30 minutes

Renewal of social leasing in 2025: what you need to know

Social leasing for electric cars, the French government's flagship scheme, will be renewed in 2025. This measure, which gave more than 50,000 households access to an electric vehicle in 2024, aims to democratise sustainable mobility. Here are the key points to remember:

  • The electric LOA (Location avec Option d'Achat) scheme will be maintained, with priority given to the most modest French citizens.
  • Eligibility conditions could be adjusted, but reference tax income will remain a key criterion.
  • Le electric car leasing will continue to offer attractive monthly payments of around €100 to €150, depending on the model.
  • Manufacturers will be encouraged to lower their prices to compensate for the possible reduction in state aid.

 

With these adjustments, the renewal of social leasing for electric cars in 2025 demonstrates the government's ongoing commitment to the ecological transition in the automotive sector.

Objectives and adjustments to the new system

The renewal of social leasing for electric cars in 2025 builds on the success of 2024, while making some adjustments.

 

This LOA (Location avec Option d'Achat) scheme aims to make electric vehicles more accessible to low-income households, while supporting the ecological transition of the French car fleet.

 

The main objectives and adjustments of the new system are as follows:

 

  • Expanding the offer: The government plans to double the number of beneficiaries, from 50,000 to 100,000 electric vehicles available for social leasing.

     

  • Revision of eligibility criteria: The criteria could be refined to target the most modest households more precisely, in particular by focusing on the lowest income deciles.

     

  • Budget optimisation: Given the unexpected success of the scheme, a reduction in the state contribution is envisaged to maintain the financial viability of the programme.

     

  • Incentives for manufacturers: The government is encouraging carmakers to offer electric models at more competitive prices, thereby reducing the overall cost of social leasing.

     

  • Improving accessibility: The aim is to maintain attractive rental rates, ideally around €100 per month, for electric vehicles offered on a leasing basis.

 

These adjustments are designed to ensure the long-term future of social leasing for electric cars, while maximising its social and environmental impact.

 

By adapting the terms of social leasing and working closely with manufacturers, the government is seeking to strike a balance between affordability and sustainability.

Eligibility criteria and application process

The LOA scheme for electric vehicles offers a unique opportunity for low-income households to access electric mobility.

To benefit from this advantageous scheme, it is essential to understand the eligibility criteria and the application process.

Eligibility criteria :

  • Reference tax income per unit less than €15,400

  • Residence in mainland France

  • Be of legal age and hold a valid driving licence

  • You make more than 8,000 kilometres per year by car as part of your professional activity.

There are several stages in the application process for a social leasing of an electric car:

  • Check eligibility on the dedicated platform.

     

  • Creation of a file with the necessary supporting documents

     

  • Choice of electric car model

     

  • Review of the application by the funding body

     

  • Signature of the LOA (Lease with Purchase Option) contract

     

  • Delivery of the vehicle and start of the rental period

     

It is important to note that social leasing conditions may vary slightly depending on the region and the participating manufacturers.

Make sure you find out all you can about the specifics of your situation before taking out an LOA under this scheme.

Impact on the electric vehicle market

The renewal of social leasing for electric cars should have a significant impact on the French electric vehicle market.

 

This measure, which aims to make electric cars more accessible to low-income households, could boost sales and accelerate the transition to cleaner mobility.

Social leasing, or LOA (Location avec Option d'Achat) at a preferential rate, enables eligible consumers to lease an electric car on advantageous terms. This scheme could help overcome one of the main obstacles to the adoption of electric vehicles: their high acquisition cost.

 

The extension of this programme to 2025 should have several positive effects on the market:

 

  • Increased sales: Social leasing of electric cars could stimulate demand, particularly among households that might not previously have considered buying an electric vehicle.

     

  • Diversification of supply: Car manufacturers could be encouraged to develop more affordable models to meet the criteria for social car leasing.

     

  • Accelerating the energy transition: By making electric vehicles more accessible, electric leasing could help to reduce CO2 emissions from the French car fleet.

However, the success of this measure will largely depend on the conditions of social leasing and the ability of manufacturers to offer attractive models at competitive prices.

It will also be crucial to continue developing the infrastructure for rec
harge to support this potential growth in the electric vehicle fleet.

Summary table

Tableau récapitulatif : Renouvellement du leasing social en 2025
Aspect Details
Main objective Democratising access to electric vehicles for low-income households and supporting the ecological transition of the French car fleet.
Device Location avec Option d'Achat (LOA) for electric cars.
Target beneficiaries Low-income households, primarily in the top income deciles.
Number of beneficiaries targeted Increase from 50,000 to 100,000 electric vehicles available for social leasing.
Conditions of eligibility
  • Reference tax income of less than €15,400 per unit.
  • Residence in mainland France.
  • Be of legal age and hold a valid driving licence.
  • More than 8,000 km/year for professional use.
Monthly payments Around €100 to €150 per month, with the aim of maintaining rents at around €100.
Planned adjustments
  • Revision of eligibility criteria to target low-income households more precisely.
  • Reduced state involvement to ensure financial viability.
  • Encouraging manufacturers to lower prices.
Impact on the market
  • Increased sales of electric vehicles.
  • Diversification of the range with more affordable models.
  • Accelerating the energy transition and reducing CO2 emissions.
Application process
  1. Check eligibility on the dedicated platform.
  2. File compiled with supporting documents.
  3. Choice of model.
  4. Demand study.
  5. Contract signed.
  6. Delivery of the vehicle.
Issues
  • Development ofrecharging infrastructure.
  • Manufacturers' ability to offer attractive models at competitive prices.
  • Balance between affordability and sustainability of the programme.

Conclusion

The renewal of social leasing for electric cars in 2025 marks an important step in the democratisation of electric mobility in France. Despite a reduction in the budget, the scheme will continue to target the most modest households, with attractive monthly payments of around 100 euros.

 

This initiative should stimulate sales of electric vehicles, encourage manufacturers to offer more affordable models and accelerate the ecological transition of the French car fleet.

 

Ultimately, social leasing for electric cars remains a key mechanism for reconciling affordability and environmental objectives in the automotive sector.

Picture of Theo Guibout
Theo Guibout

Whether you're simply curious or already convinced, my content aims to provide food for thought and give you the keys to making informed choices.
Together, let's explore the electrifying potential of this technology and its crucial role in our quest for a cleaner future. Ready to plug your knowledge into tomorrow's circuit?

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